Palladium Fantasy Point Based Character Generation System:
This system is basically only designed to be useful on normal races such as those covered in the main Palladium Fantasy book. The system might be useable with others but require examination before adopting. The system is also optional, especially for a player rolls poorly for characteristic, and is subject to game master approval.
In this system, characters stat with all attributes at 10 points. The character then gets 40 points to spend on increasing characteristics with points increasing in a graduated manner as characteristics get higher. Characteristics can also be lowered in order to gain points.
Once characteristics are set, the points are modified by race. If a race gives 2D6 to a characteristic, they get -4 to that characteristic. If a race gives 4D6 to a characteristic, they get +4 to that characteristic. If a race gives 5D6 to a characteristic, they get +8 to that characteristic. If a characteristic is given a whole number bonus, such as +1, that also modifies the characteristic. Humans do not modify their characteristics in this manner.
Once this is completed, there are a number of bonus levels. These bonus cannot be used on the same characteristic but must be spread out. For a human, because they get no racial bonuses, they have three characteristics that get to add +4 to.
Other races depend on their previous racial bonuses. All races should get to add +4 to at least one characteristic. Otherwise, one adds up the total bonuses and penalties. If the total is less than +8, they get to add +4 to two characteristics. If they have less than +4, they get to add +4 to three characteristics. Any race that gets +4 or more to a characteristic cannot use these bonuses to further increase a characteristic. They can be use for characteristics with penalties.
Characteristic Points
7 –4
8 –2
9 –1
10 0
11 1
12 2
13 3
14 5
15 7
16 10
17 13
18 17
Racial Modifiers
I.Q. M.E. M.A. P.S. P.P. P.E. P.B. SPD Bonus
Human +0 +0 +0 +0 +0 +0 +0 +0 3 x +4
Elf +1 +0 -4 +0 +4 +0 +8 +0 1 x +4
Dwarf +0 +0 -4 +10 +0 +4 -2 -4 2 x +4
Gnome +0 -2 +4 -4 +4 +6 +4 -4 1 x +4
Troglodyte -4 -4 +0 +8 +6 +0 -4 +12 1 x +4
Kobold +0 -4 +0 +3 +0 +0 -2 +0 3 x +4
Goblin -4 +0 -4 +0 +6 +0 -4 +0 3 x +4
Hobgoblin -4 +6 -4 +0 +0 +0 -4 +0 3 x +4
Orc -4 -4 +0 +8 +0 +2 -4 +0 3 x +4
Ogre +0 +0 -4 +8 +0 +6 -4 +0 2 x +4
Troll +0 -4 -4 +14 +4 +6 -2 -4 1 x +4
Changeling +0 +10 +4 +0 +0 -4 -4 -4 3 x +4
Wolfen +0 +0 -4 +5 +0 +0 +0 +4 2 x +4
Coyle +0 +0 -4 +1 +5 +0 +0 +0 3 x +4
Kankoran +0 -4 -4 +0 +4 +4 +0 +4 2 x +4
